Money now + Flexible repayments = Business cash advance

Our Business Cash Advance offers your business up to £100k and allows you to make repayments automatically in-line with your daily turnover. For instance, if you’re having a busy period you’ll repay quicker. But if you’re having a slow month, you don’t have to pay back more than your business can afford.

Repayments are a small fixed percentage each time your customer pays on credit/debit card via your PDQ machine, over a 6, 9 or 12 month period. If you pay ahead of schedule, we won’t penalise you with early repayment fees.


Cash Advance in 3 easy steps

Apply online

Provide key details and we’ll make you an offer

Agree a repayment %

Usually between 5-15% of credit and debit transactions

The money’s yours

And automatic repayments begin on each card payment

What type of businesses benefit?

Perfect for any business with fluctuating or seasonal sales such as beauty salons, pubs, independent retailers, grocery stores, dental surgery, MOT garages, restaurants, hotels, B&Bs, take-aways, off licenses, nurseries/day care, vet practices, garden centres, bistros and training companies.

Why Ashley?

  • We only need 3 months trading history
  • Flexible repayments work at the pace of your business
  • Fixed transparent fees, No APR, no early repayment penalty
  • Cash sales remain untouched
  • ‘Top up’ funding available throughout the facility
  • Easy application and fast approval
  • 24 years helping small businesses means we understand what you need

Minimum criteria:

If you have these, you should be good:

  • Trading for over 3 months
  • PDQ on the premises for over 3 months
  • Card transactions of £4,600 per month or over
  • Must own/lease the business premise
  • Business based in England or Wales
  • Personal Guarantee may be required